Monthly Budget Calculator
Track income, plan expenses, and see savings rate & debt-to-income in real time.
Income
DescriptionAmount ($/mo)
Expenses
CategoryAmount ($/mo)
Summary
Total Income$0.00
Total Expenses$0.00
Planned Savings (Income − Expenses)$0.00
Savings Rate0%
Savings rate = Net Savings ÷ Income.
Debt-to-Income (DTI)0%
DTI = Debt Payments ÷ Income (uses “Debt Payments” line).
Quick Tips
- Aim for a 20%+ savings rate when possible.
- Keep DTI under 36% (under 28% for housing).
- Automate transfers to savings right after payday.
Numbers update in real time as you type.